REVIVING DREAMS ENTERPRISES

Do you look at the bills that arrive every month from credit card companies and wonder how your balances got so high? Are you confused about what your debt means and how it is calculated? You're not alone. Millions of Americans get into debt every year without really understanding how the whole process works. It sometimes seems like banks and credit unions make debt difficult to understand in order to make more money. Perhaps that's true, but whatever the case, you'll be able

Personal finance covers a wide variety of money topics including budgeting, expenses, debt, saving, retirement and insurance among others. Understanding how each of these topics works together and affect each other is important for laying the groundwork for a solid financial foundation for you and your family. Budgeting At the very basic level of personal finance, you are dealing with a budget; you make money and then you spend that money. Even if you haven’t created a detail

Investing: The act of committing money or capital to an endeavor with the expectation of obtaining an additional income or profit. Legendary investor Warren Buffett defines investing as “… the process of laying out money now to receive more money in the future.” The goal of investing is to put your money to work in one or more types of investment vehicles in the hopes of growing your money over time. What is investing? Investing is really about “working smarter and not harde

How to Save For College One of the traditional forms of financing a college education is savings. It is generally assumed that you will use saved money as part of your financial strategy for getting through college, and it is even possible (although difficult) to finance your entire education using saved money. This page will discuss some important tips on how to succeed in saving as part of your plan for college. Many people preparing for higher education rely solely on gran

When trying to save money, it is smart to utilize habits that are easy to implement and simple to maintain. Whether or not we decide to utilize straightforward savings practices can mean the difference between fiscal security and financial vulnerability. In other words, if it's easy to save, we save. If we make having a savings plan so complex that we shy away from it, then we have intimidated ourselves out of owning the confidence that an effective saving plan can offer. One